Live session with Inna and Bill McMichael Open to everyone, free of charge
Inna and Bill will unpack why a higher income doesn't guarantee your credit is paid off — and why cutting things from your schedule doesn't remove the inner feeling of owing.
The first session of the Express Out of Debt route — no payment, no obligation to continue.
PhD in medical sciences, for over 25 years she has studied how mindset shapes money. Helped many people close their debts, and paid off her own $50,000 debt.
A pilot with a background in economics, for over 25 years he has studied why, under identical conditions, some people gain everything and others lose it all. At the peak of his career and income, he left for a 1,000-day silent retreat.
For over 5 years, Inna and Bill have run the Financial Freedom Club, helping people find the real causes behind financial success. This is the fourth run of the debt program.
A book you never finished.
A course started and dropped halfway through.
Endless learning — because you have to be better, more successful.
A practice you've been postponing for three months.
Credit cards, installment plans that never end.
A debt to a friend neither of you talks about.
On their own, these are small things. Together, they become the anxious backdrop of a whole life — constantly living out of a sense of owing someone, whether money or time.
It seems like giving up on new learning would close old loose ends. That's the trap — like believing strict saving will magically clear your debt.
Behind abandoned things is a hidden mechanism that doesn't care about your income or the hours in your day.
We're used to blaming being busy. But this mechanism simply makes you pile up debt again and again — financial and moral.
If you don't spot it and stop it now, it will keep repeating. New practices and commitments will land on your shoulders on top of unfinished courses — one more heavy weight of anxiety and guilt.