You have to be there for everyone. You have to keep up. You have to not let anyone down. If “have to” plays inside your head all day — you’re living in debt, even without a single loan.

In 2 minutes you’ll see the real reason you’re perpetually in everyone’s debt. And it isn’t the number of things on your list.

6 questions. Not one about how much you get done. Not one about discipline. That’s exactly why, by the end, you may see what you can’t see right now.

Answer honestly. Otherwise you fool not the gauge, but yourself.